When you want to carry out a project that requires obtaining a loan, you certainly turn, like most consumers, either to your own banker, who will necessarily trust you, or to one of the many credit organizations offering loans to do it all and for everyone.
This is completely natural, and yet it is not systematically successful.
Indeed, today, banks and credit organizations ask for many guarantees in order to grant their loans, and the list of their criteria to approve a credit is long. This is how many people are refused their loans, most of the time without being able to obtain the reason for the refusal, because the banks are not only demanding but also reserve the right not to reveal to you why they refuse you to lend.
If you are looking for a loan of 5000 USD to carry out your project, that your banker and the credit organizations have all refused your request, or that you have not yet applied, but want to save yourself the frustration of a unjustified refusal, you can choose to appeal to us. We will not reject your credit application because of your situation, as our approval criteria are very different from those of banks and credit agencies.
Our private credit solutions for all
The loans between individuals that we offer are intended for everyone. Whatever your situation, you can submit your request to us.
When you apply for a loan from a bank or a credit institution, the institution conducts a real investigation about you. Your personal situation is looked at very closely, as well as your professional situation. People in certain situations, such as unemployment, disability or long illness, are therefore likely to be refused a loan, whatever its amount, because their situation is considered unstable and therefore unreliable financially. The banks consider that such situations are likely to cause financial failures which would result from payment defaults, and do not want to take the risk of not being reimbursed. They therefore prefer to simply refuse loans.
Retired people are also in this situation, because of their age, but active people who are on fixed-term, temporary or part-time jobs are not exempt from these refusal criteria either, because they too are in a financial situation too unstable to match the profile of the good payer as understood by banks and credit organizations.
The people also rejected from the loan system, this time without any study of their personal or professional situation, are those who are present in the Banque de France files. This institution indeed holds the FICP and FCC files, which identify people who have already had repayment incidents during a credit, unpaid checks or a declaration of misuse of their bank card. Since the filing at the Banque de France implies a systematic refusal by the banks, there is therefore no chance in this situation of obtaining credit.
For us, these approval criteria do not exist: we study the requests of everyone, whatever the situation, which gives you all the chances to get your loan of 5000 USD between individuals.
How does a personal loan request go between individuals?
All the stages of your loan application between individuals are simple and quick. You must first fill out the form on the site, taking care to fill in each point. This is indeed important, because if we lack information, we will be forced to come back to you, and the processing of your file will be delayed.
Once this form is completed, you just need to submit it online so that it can be studied by our team of personal loan professionals. This team will take care of studying your financial situation, which determines the monthly payment that your budget can support each month, and therefore whether the amount you wish to borrow can be granted. After study, a proposal which corresponds to your situation is made to you, and you only have to accept or refuse it if it does not suit you. This is without obligation, you take no risk in placing your trust in us.
What can you finance with a rapid loan between individuals?
Everything can be financed with your loan between individuals of 5000 USD. It can be a renovation project for your home, to bring it value or save it from obsolescence, if it is necessary to redo its insulation or change its heating mode for example. You can also finance the purchase of a vehicle, an essential tool these days for work, but also for everyday life. With a loan of 5000 USD, you can also settle debts or unpaid bills that you cannot afford to pay and that cause you problems.
You can also restructure debts, invoices and credits that you pay monthly, but whose cumulative maturities are too heavy on your budget. By taking out a single loan to settle everything, you will have only one monthly payment to be paid each month, which will be perfectly suited to your possibilities. This solution allows you to breathe new life into your finances, and can also allow you to avoid a situation of over-indebtedness, which has many repercussions.
Whatever your situation, you can submit your 5000 USD loan request to us, we study all the files in a perfectly professional way and we have a solution for each particular case. In addition, we offer you the lowest interest rates that can be found today in the consumer credit market. As our offers are non-binding, there are many advantages to calling on us.
Example of reimbursement of 5000 USD
• 5,000 USD over 12 months = 5,350 $
• 5000 USD over 24 months = 6665 $
• 5000 USD over 36 months = 7072 $